NFL insider Albert Breer writes that the 49ers “feel good about where they are with [Trey] Lance and are poised to hand him the reins.” Lance proved to be predictably raw in his limited 2021 action. But the 49ers' staff felt like he was “ascending” late in the season, per Breer. If Lance can even assemble a league-average passing performance, he'll carry top-10 fantasy upside into year 2. Note that he rushed 24 times for 120 yards in 2 starts. While Jimmy Garoppolo is currently under contract for 2022, San Francisco can cut or trade him with minimal cap repercussions.